Justworks vs OnPay2026
Justworks
HR & People Ops
PEO and payroll platform giving small businesses access to enterprise-grade benefits.
OnPay
HR & People Ops
Full-service US payroll software with HR tools and benefits administration for small businesses.
Our Verdict
OnPay is the more affordable option.
Choose Justworks if…
teams at the startups and small teams stage
Choose OnPay if…
teams at the small to mid-sized businesses stage
Side-by-Side Comparison
Green highlight = advantage on that metric.
| Feature | Justworks | OnPay |
|---|---|---|
| Pricing | ||
| Pricing model | Subscription | Subscription |
| Starting price | $59/mo | $40/mo |
| Free tier | ||
| Free trial | 30 days | |
| Ratings & Reviews | ||
| User rating | No reviews yet | No reviews yet |
| Features & Capabilities | ||
| Best for | startups and small teams | small to mid-sized businesses |
| Tracked features | 6 | 7 |
| Company | ||
| Founded | 2012 | 2012 |
| Verified listing | ||
Pricing
Justworks
SubscriptionOnPay
SubscriptionJustworks
$59/moOnPay
$40/moJustworks
OnPay
Justworks
OnPay
30 daysRatings & Reviews
Justworks
No reviews yetOnPay
No reviews yetFeatures & Capabilities
Justworks
startups and small teamsOnPay
small to mid-sized businessesJustworks
6OnPay
7Company
Justworks
2012OnPay
2012Justworks
OnPay
Key Differences
Justworks
$59/mo
OnPay
✓$40/mo
Justworks
Not available
OnPay
✓30 days
Justworks is best for…
Strengths
- PEO gives access to large-group benefits
- Full payroll tax compliance
- Great for competitive benefits on a small budget
- Transparent pricing
OnPay is best for…
Strengths
- Transparent flat-rate pricing
- All 50 states fully supported
- Unlimited pay runs
- HR and benefits included
Pricing Comparison
Justworks
From $59/mo
Basic plan from $59/employee/month.
OnPay
From $40/mo
$40/month base plus $6/employee/month.
Pricing information is verified periodically. Visit each vendor's pricing page for current rates and plan details.
Feature Comparison
Both tools
- Payroll Processing
- Automatic Tax Filing
- Benefits Administration
- Direct Deposit
- Contractor Payments
- Employee Onboarding
Only in OnPay
- PTO Management
Frequently Asked Questions
- What is the main difference between Justworks and OnPay?
- OnPay is the more affordable option. Choose Justworks if you need it for teams at the startups and small teams stage. Choose OnPay if you need it for teams at the small to mid-sized businesses stage.
- Is Justworks cheaper than OnPay?
- OnPay is cheaper at From $40/mo vs From $59/mo. Note that pricing tiers vary — check each vendor's current pricing page for up-to-date details.
- Can I switch from Justworks to OnPay?
- Yes — most teams can migrate from Justworks to OnPay with a data export/import process. Check whether both tools support CSV or API data export before starting. OnPay offers a free trial, so you can test it before cancelling Justworks.
- Does Justworks or OnPay offer a free trial?
- OnPay offers a free trial of 30 days. Justworks does not currently offer a free trial.