Melio vs ServiceTitan2026
Melio
Accounting & Finance
Free business payment platform — pay vendors by bank transfer or card, get paid by check or bank transfer.
ServiceTitan
Project Management
The leading field service management platform for home service businesses — HVAC, plumbing, electrical, and more.
Our Verdict
Melio has the pricing advantage with a free tier.
Choose Melio if…
teams at the small to mid-sized businesses stage and budget-conscious buyers who want to start for free or at lower cost
Choose ServiceTitan if…
teams at the mid-market companies stage and teams that need more power and don't mind paying for it
Side-by-Side Comparison
Green highlight = advantage on that metric.
| Feature | Melio | ServiceTitan |
|---|---|---|
| Pricing | ||
| Pricing model | Free | Subscription |
| Starting price | Free | $398/mo |
| Free tier | ||
| Free trial | ||
| Ratings & Reviews | ||
| User rating | No reviews yet | No reviews yet |
| Features & Capabilities | ||
| Best for | small to mid-sized businesses | mid-market companies |
| Tracked features | 4 | — |
| Company | ||
| Founded | 2018 | 2012 |
| Verified listing | ||
Pricing
Melio
FreeServiceTitan
SubscriptionMelio
FreeServiceTitan
$398/moMelio
ServiceTitan
Melio
ServiceTitan
Ratings & Reviews
Melio
No reviews yetServiceTitan
No reviews yetFeatures & Capabilities
Melio
small to mid-sized businessesServiceTitan
mid-market companiesMelio
4ServiceTitan
—Company
Melio
2018ServiceTitan
2012Melio
ServiceTitan
Key Differences
Melio
Free✓
ServiceTitan
Subscription
Melio
Free✓
ServiceTitan
$398/mo
Melio is best for…
Strengths
- Free to use for bank transfers
- Pay with credit card earn rewards
- Vendors receive checks even if you pay by card
- QuickBooks and Xero integration
ServiceTitan is best for…
Strengths
- Most comprehensive platform for trades businesses
- Advanced reporting and business intelligence
- Marketing automation and call booking
- Membership and service agreement management
Pricing Comparison
Melio
Free
Free for ACH bank transfers. Card payments have a 2.9% fee.
ServiceTitan
From $398/mo
Starter plan from approximately $398/month. Enterprise pricing on request.
Pricing information is verified periodically. Visit each vendor's pricing page for current rates and plan details.
Feature Comparison
Only in Melio
- Accounts Payable
- Payment Processing
- Invoicing
- API Access
Frequently Asked Questions
- What is the main difference between Melio and ServiceTitan?
- Melio has the pricing advantage with a free tier. Choose Melio if you need it for teams at the small to mid-sized businesses stage and budget-conscious buyers who want to start for free or at lower cost. Choose ServiceTitan if you need it for teams at the mid-market companies stage and teams that need more power and don't mind paying for it.
- Is Melio cheaper than ServiceTitan?
- Melio is free, making it the more affordable option. ServiceTitan starts at From $398/mo.
- Can I switch from Melio to ServiceTitan?
- Yes — most teams can migrate from Melio to ServiceTitan with a data export/import process. Check whether both tools support CSV or API data export before starting. It's advisable to run both tools in parallel for a short period to verify your data migrated correctly.