OnPay vs Patriot Software2026
OnPay
HR & People Ops
Full-service US payroll software with HR tools and benefits administration for small businesses.
Patriot Software
Accounting & Finance
Affordable US payroll and accounting software designed for small businesses.
Our Verdict
Patriot Software is the more affordable option.
Choose OnPay if…
teams at the small to mid-sized businesses stage
Choose Patriot Software if…
teams at the small to mid-sized businesses stage
Side-by-Side Comparison
Green highlight = advantage on that metric.
| Feature | OnPay | Patriot Software |
|---|---|---|
| Pricing | ||
| Pricing model | Subscription | Subscription |
| Starting price | $40/mo | $17/mo |
| Free tier | ||
| Free trial | 30 days | 30 days |
| Ratings & Reviews | ||
| User rating | No reviews yet | No reviews yet |
| Features & Capabilities | ||
| Best for | small to mid-sized businesses | small to mid-sized businesses |
| Tracked features | 7 | 6 |
| Company | ||
| Founded | 2012 | 2012 |
| Verified listing | ||
Pricing
OnPay
SubscriptionPatriot Software
SubscriptionOnPay
$40/moPatriot Software
$17/moOnPay
Patriot Software
OnPay
30 daysPatriot Software
30 daysRatings & Reviews
OnPay
No reviews yetPatriot Software
No reviews yetFeatures & Capabilities
OnPay
small to mid-sized businessesPatriot Software
small to mid-sized businessesOnPay
7Patriot Software
6Company
OnPay
2012Patriot Software
2012OnPay
Patriot Software
Key Differences
OnPay
$40/mo
Patriot Software
✓$17/mo
OnPay is best for…
Strengths
- Transparent flat-rate pricing
- All 50 states fully supported
- Unlimited pay runs
- HR and benefits included
Patriot Software is best for…
Strengths
- Very affordable payroll and accounting
- Handles all payroll tax filings
- US-based customer support
- Simple easy-to-learn interface
Pricing Comparison
OnPay
From $40/mo
$40/month base plus $6/employee/month.
Patriot Software
From $17/mo
Basic Payroll from $17/month plus $4/employee. Accounting from $20/month.
Pricing information is verified periodically. Visit each vendor's pricing page for current rates and plan details.
Feature Comparison
Only in OnPay
- Benefits Administration
- Employee Onboarding
- PTO Management
Both tools
- Payroll Processing
- Automatic Tax Filing
- Direct Deposit
- Contractor Payments
Only in Patriot Software
- Invoicing
- Expense Tracking
Frequently Asked Questions
- What is the main difference between OnPay and Patriot Software?
- Patriot Software is the more affordable option. Choose OnPay if you need it for teams at the small to mid-sized businesses stage. Choose Patriot Software if you need it for teams at the small to mid-sized businesses stage.
- Is OnPay cheaper than Patriot Software?
- Patriot Software is cheaper at From $17/mo vs From $40/mo. Note that pricing tiers vary — check each vendor's current pricing page for up-to-date details.
- Can I switch from OnPay to Patriot Software?
- Yes — most teams can migrate from OnPay to Patriot Software with a data export/import process. Check whether both tools support CSV or API data export before starting. Patriot Software offers a free trial, so you can test it before cancelling OnPay.
- Does OnPay or Patriot Software offer a free trial?
- Both OnPay (30 days) and Patriot Software (30 days) offer free trials. Try both before committing.